As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to...

One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...

Many people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...

When looking for homes, people often dive in with a rough estimate of what they think they can afford. This can be dangerous however,...

Have you always dreamt of having a cabin at the lake for your family to escape to on weekends or for the summer? It might be more...

It can be difficult to come up with a down payment for a home. One way the federal government has made it a little easier for first time...

Approximately 15% of all people who are employed in Canada are self-employed. That is a huge percentage of the employment sector. Many of...

Cash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage....

Is Refinancing the Right Option for You? There are many reasons why an individual or individuals may choose to refinance their mortgage...

As housing prices increase, people are finding it more and more difficult to save for a down payment. And while it can be difficult to...

I often get the question “Is it possible to obtain a mortgage after filing for bankruptcy?” Many people think that their dreams of home...

When you purchase a home there are two ways that the lender can register your property as security for repayment – standard charge and...

Generally the first thing that people think of when it comes to mortgage features is rate. While it is an important feature, is it truly...

You met with your broker and have been pre-approved for a mortgage. Way to go! You’re on your way to buying a home. Preapprovals are...

Bridge financing is not as common as other financing, but can be ideal for some buyers and in fact necessary. It is used when your new...

It is essential to have a team of professionals that you can completely trust throughout the home buying process, while you are likely...

Why are home inspections so important? Home inspections can reveal defects and flaws that the property has. This allows the potential...

When you are purchasing a new home there are many decisions you need to make. One of those decisions is whether you buy that brand new,...

What is an appraisal? An appraisal is a professional’s opinion on the true market value of your home. Appraisals can be an important...

You can reduce the amount of money you spend on your mortgage significantly and in turn reduce the amount of time it takes to pay off the...