Mike HidlebaughNov 102 minTop 5 Questions I Get Asked as a Mortgage Associate!What is the minimum down payment required on a home? If you or a family member are going to live in the home all or part of the time, the...
Mike HidlebaughOct 282 minMortgages for CabinsHave you always dreamt of having a cabin at the lake for your family to escape to on weekends or for the summer? It might be more obtaina...
Mike HidlebaughOct 142 minUsing RRSP’s for Down Payment on a Home!One way the federal government has made it a little easier for first time home buyers is by allowing them to access their RRSP’s, tax free.
Mike HidlebaughSep 302 minCash Back MortgagesCash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage.
Mike HidlebaughSep 162 minTo Own or Rent?It is important to determine whether home ownership is right for you at your current stage in life before you make the commitment.
Mike HidlebaughSep 22 minMortgages for Self – Employed IndividualsIt can be challenging to get a mortgage as a self - employed individual. I can help navigate the waters
Mike HidlebaughAug 192 minIs Refinancing the Right Option for You?People refinance to take advantage of the equity in their home for many reasons. Is it the right decision for you?
Mike HidlebaughAug 52 minTips For Saving For A Down PaymentSaving for a down payment on a home can be difficult, but is attainable. Here are some tips on how to save for that down payment.
Mike HidlebaughJul 222 minAll About Getting a HELOC: Home Equity Line of CreditHome Equity Lines of Credit are becoming more popular as they offer greater flexibility for you to access the equity in your home.
Mike HidlebaughJul 82 minAll About Down Payment!An important aspect of purchasing a home is knowing what you have for a down payment and how it will affect your mortgage.
Mike HidlebaughJun 242 minStandard Charge vs. Collateral Charge MortgagesDifferences between standard and collateral charge mortgages and the advantages and disadvantages of both.
Mike HidlebaughJun 103 minMortgage Features!Although rate is an important feature of mortgages, you must also be aware of prepayment privileges and penalties as well.
Mike HidlebaughMay 133 minHow To Rebuild Your Credit And Pay Off DebtSometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted. Th...
Mike HidlebaughApr 292 minBridge FinancingBridge financing is used when your new home closing date is sooner than the closing date on the home you are selling.
Mike HidlebaughApr 152 minThe Importance of Home InspectionsHome Inspections are an important part of the home buying process. They protect the home buyer by revealing flaws and defects.
Mike HidlebaughMar 183 min7 Things To Avoid After A Mortgage PreapprovalHere are 7 tips on what to do after receiving a preapproval!
Mike HidlebaughMar 32 minShould You Buy The Fixer Upper?Should you buy the shiny, house that needs no work or the house you can make your own with some renovations.
Mike HidlebaughFeb 192 minAppraisals-What You Need to KnowAppraisal for the purchase of a new home or refinance of an existing home.
Mike HidlebaughFeb 52 minClosing CostsClosing costs can be an unexpected cost for many home buyers. Generally lenders will require you to show 1.5% of the purchase price.
