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Feb 3
2 min

All About Insurance!

As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to distinguis...

12 views0 comments

Mike Hidlebaugh

Jan 6
2 min

The Five C’s of Credit

When discussing mortgages with clients the topic of credit inevitably arises. They are curious as to what lenders are looking at when dec...

29 views0 comments

Mike Hidlebaugh

Dec 23, 2020
2 min

Why You Should Use A Mortgage Broker

One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an i...

20 views0 comments

Top 5 Questions I Get Asked as a Mortgage Associate!

Mike Hidlebaugh

Nov 10, 2020
2 min

Mortgages for Cabins

Have you always dreamt of having a cabin at the lake for your family to escape to on weekends or for the summer? It might be more obtaina...

25 views0 comments

Using RRSP’s for Down Payment on a Home!

Mike Hidlebaugh

Oct 14, 2020
2 min

Using RRSP’s for Down Payment on a Home!

One way the federal government has made it a little easier for first time home buyers is by allowing them to access their RRSP’s, tax free.

19 views0 comments

Mike Hidlebaugh

Sep 30, 2020
2 min

Cash Back Mortgages

Cash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage.

13 views0 comments

Mike Hidlebaugh

Sep 16, 2020
2 min

To Own or Rent?

It is important to determine whether home ownership is right for you at your current stage in life before you make the commitment.

13 views0 comments

Mortgages for Self – Employed Individuals

Mike Hidlebaugh

Sep 2, 2020
2 min

Mortgages for Self – Employed Individuals

It can be challenging to get a mortgage as a self - employed individual. I can help navigate the waters

21 views0 comments

Is Refinancing the Right Option for You?

Mike Hidlebaugh

Aug 19, 2020
2 min

Is Refinancing the Right Option for You?

People refinance to take advantage of the equity in their home for many reasons. Is it the right decision for you?

17 views0 comments

Mike Hidlebaugh

Aug 5, 2020
2 min

Tips For Saving For A Down Payment

Saving for a down payment on a home can be difficult, but is attainable. Here are some tips on how to save for that down payment.

23 views0 comments

All About Getting a HELOC: Home Equity Line of Credit

Mike Hidlebaugh

Jul 22, 2020
2 min

All About Getting a HELOC: Home Equity Line of Credit

Home Equity Lines of Credit are becoming more popular as they offer greater flexibility for you to access the equity in your home.

16 views0 comments

Mike Hidlebaugh

Jul 8, 2020
2 min

All About Down Payment!

An important aspect of purchasing a home is knowing what you have for a down payment and how it will affect your mortgage.

31 views0 comments

Standard Charge vs. Collateral Charge Mortgages

Mike Hidlebaugh

Jun 24, 2020
2 min

Standard Charge vs. Collateral Charge Mortgages

Differences between standard and collateral charge mortgages and the advantages and disadvantages of both.

14 views0 comments

Mike Hidlebaugh

Jun 10, 2020
3 min

Mortgage Features!

Although rate is an important feature of mortgages, you must also be aware of prepayment privileges and penalties as well.

13 views0 comments

How To Rebuild Your Credit And Pay Off Debt

Mike Hidlebaugh

May 13, 2020
3 min

How To Rebuild Your Credit And Pay Off Debt

Sometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted. Th...

24 views0 comments

Mike Hidlebaugh

Apr 29, 2020
2 min

Bridge Financing

Bridge financing is used when your new home closing date is sooner than the closing date on the home you are selling.

20 views0 comments

Mike Hidlebaugh

Apr 15, 2020
2 min

The Importance of Home Inspections

Home Inspections are an important part of the home buying process. They protect the home buyer by revealing flaws and defects.

19 views0 comments

7 Things To Avoid After A Mortgage Preapproval

Mike Hidlebaugh

Mar 18, 2020
3 min

7 Things To Avoid After A Mortgage Preapproval

Here are 7 tips on what to do after receiving a preapproval!

28 views0 comments

Mike Hidlebaugh

Mar 3, 2020
2 min

Should You Buy The Fixer Upper?

Should you buy the shiny, house that needs no work or the house you can make your own with some renovations.

32 views0 comments

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