This first time home buyer checklist will get you on the road to home ownership in Saskatton in an easy and stress free way!

Buying your first home can be a difficult process. At Mike Hidlebaugh Mortgage we aim to make it as easy as possible.

Getting a pre-approval in place is an important piece to the home buying process. The market is very competitive so any advantage is great.

Buying a home with a basement suite can benefit you in many ways - additional income, increased value, greater flexibility are a few.

There are many things to consider when buying a cabin in. It is important to talk to a mortgage professional to make sure you understand.

There are many pros and cons to paying off your mortgage off early. It is important to take this all into account when deciding.

A buyer’s market is when there are more properties on the market than there are people purchasing. Supply is exceeding demand.

If your mortgage balance seems daunting here are some tips to pay it off faster.

Investment properties can be an excellent way to diversify your financial portfolio. If you canstick it out there are often huge returns.

Mortgage insurance can be an important piece of your financial picture and can be used in addition to other insurance plans.

A down payment is money you pay up front to buy a house.In Canada you need a minimum 5% down.This is one of the most crucial steps to buying

Find out how much equity you have in your home and use it to leverage it. HELOC's, 2nd mortgages, and refinances are availible to leverage.

The FHSA is a ne account in Canada that is designed to help first time home buyers save for a down payment. Can contribute up to $8,000/year

Real estate investment can be an important piece of your overall financial picture in Saskatchewan - residential, commercial, ag, cabins.

Rate Fluctuations can impact mortgage renewals - the Bank of Canada's policy, inflation, the current economic climate in Canada and world.

Things to consider when buying a condo: condo fees, reserve fund, bylaws, location, potential appreciation, insurance, rental vs owning

Strategies to save money on your mortgage include: comparing mortgage terms & rates, considering shorter terms, having bi-weekly payments.

What is an amortization schedule and how does it impact your mortgage payments? Will show the total interest paid over term or amortization.

Credit Scores Impact Lending and Mortgages in Canada. The credit score is more than a statistic and allows us to know if you're credit worth

There are many factors that go into setting mortgage rates in Canada. Bank of Canada, economic indicators, bond market, amongst others are