Mike HidlebaughApr 14, 20211 minNet Worth MortgagesIt is important to be aware that certain financial institutions have programs for individuals with little income but a high net worth and...
Mike HidlebaughMar 31, 20212 minRental Property MortgagesInvestment properties can be a great way to expand your investment portfolio. Essentially you have someone else building equity for you...
Mike HidlebaughMar 17, 20212 minSpousal BuyoutSpousal separations can be touchy subject, but there are options for you in terms of mortgages. There are a few things that those...
Mike HidlebaughFeb 4, 20212 minAll About Insurance!As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to...
Mike HidlebaughDec 23, 20202 minWhy You Should Use A Mortgage BrokerOne question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...
Mike HidlebaughDec 9, 20202 minA More Meaningful Holiday SeasonMany people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...
Mike HidlebaughNov 25, 20202 minThe Power of a PreapprovalWhen looking for homes, people often dive in with a rough estimate of what they think they can afford. This can be dangerous however,...
Mike HidlebaughOct 28, 20202 minMortgages for CabinsHave you always dreamt of having a cabin at the lake for your family to escape to on weekends or for the summer? It might be more...
Mike HidlebaughOct 14, 20202 minUsing RRSP’s for Down Payment on a Home!It can be difficult to come up with a down payment for a home. One way the federal government has made it a little easier for first time...
Mike HidlebaughSep 16, 20202 minTo Own or Rent?Purchasing a home will likely be the biggest financial decision that you will make so it is essential to set yourself up for success and...
Mike HidlebaughSep 2, 20202 minMortgages for Self – Employed IndividualsApproximately 15% of all people who are employed in Canada are self-employed. That is a huge percentage of the employment sector. Many of...
Mike HidlebaughSep 2, 20202 minCash Back MortgagesCash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage....
Mike HidlebaughAug 5, 20202 minTips For Saving For A Down PaymentAs housing prices increase, people are finding it more and more difficult to save for a down payment. And while it can be difficult to...
Mike HidlebaughJul 22, 20202 minAll About Getting a HELOC: Home Equity Line of CreditIf you are considering refinancing your home, it is important to determine if a HELOC (Home Equity Line of Credit) is the right option...
Mike HidlebaughJul 8, 20202 minAll About Down Payment!When purchasing a home, whether you are a first time home buyer or you have purchased multiple homes, you are required to provide a down...
Mike HidlebaughJun 24, 20202 minStandard Charge vs. Collateral Charge MortgagesWhen you purchase a home there are two ways that the lender can register your property as security for repayment – standard charge and...
Mike HidlebaughJun 10, 20203 minMortgage Features!Generally the first thing that people think of when it comes to mortgage features is rate. While it is an important feature, is it truly...
Mike HidlebaughMay 13, 20203 minHow To Rebuild Your Credit And Pay Off DebtSometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted....
Mike HidlebaughApr 29, 20203 min7 Things To Avoid After A Mortgage PreapprovalYou met with your broker and have been pre-approved for a mortgage. Way to go! You’re on your way to buying a home. Preapprovals are...
Mike HidlebaughApr 29, 20202 minBridge FinancingBridge financing is not as common as other financing, but can be ideal for some buyers and in fact necessary. It is used when your new...