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Mike Hidlebaugh
Jan 23 min read
Why a Mortgage Pre-Approval is Crucial
Getting a pre-approval in place is an important piece to the home buying process. The market is very competitive so any advantage is great.
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Mike Hidlebaugh
Nov 1, 20243 min read
The Benefits of Buying a Home with a Rental Suite
Buying a home with a basement suite can benefit you in many ways - additional income, increased value, greater flexibility are a few.
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Mike Hidlebaugh
Sep 23, 20244 min read
Things to Know When Purchasing a Cabin or Vacation Property in Saskatchewan
There are many things to consider when buying a cabin in. It is important to talk to a mortgage professional to make sure you understand.
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Mike Hidlebaugh
Sep 16, 20242 min read
The Pros and Cons To Paying Your Mortgage Off Early
There are many pros and cons to paying off your mortgage off early. It is important to take this all into account when deciding.
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Mike Hidlebaugh
Sep 8, 20243 min read
What is The Difference Between A Buyers and Sellers Market
A buyer’s market is when there are more properties on the market than there are people purchasing. Supply is exceeding demand.
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Mike Hidlebaugh
Aug 18, 20243 min read
Five Ways To Pay Off Your Mortgage Faster
If your mortgage balance seems daunting here are some tips to pay it off faster.
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Mike Hidlebaugh
Jul 26, 20242 min read
Is An Investment Property Right For You?
Investment properties can be an excellent way to diversify your financial portfolio. If you canstick it out there are often huge returns.
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Mike Hidlebaugh
Jul 22, 20242 min read
Why You Should Insure Your Mortgage!
Mortgage insurance can be an important piece of your financial picture and can be used in addition to other insurance plans.
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Mike Hidlebaugh
Jul 15, 20243 min read
How Much Should I Be Saving for Down Payment?
A down payment is money you pay up front to buy a house.In Canada you need a minimum 5% down.This is one of the most crucial steps to buying
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Mike Hidlebaugh
Jul 8, 20243 min read
How To Leverage Your Home Equity
Find out how much equity you have in your home and use it to leverage it. HELOC's, 2nd mortgages, and refinances are availible to leverage.
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Mike Hidlebaugh
Jun 24, 20243 min read
Everything You Need To Know About The First Home Savings Account
The FHSA is a ne account in Canada that is designed to help first time home buyers save for a down payment. Can contribute up to $8,000/year
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Mike Hidlebaugh
Jun 16, 20243 min read
Opportunities to Invest in Saskatchewan Real Estate
Real estate investment can be an important piece of your overall financial picture in Saskatchewan - residential, commercial, ag, cabins.
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mikehides
Jun 10, 20243 min read
How Rate Fluctuations Impact Mortgage Renewals in Canada
Rate Fluctuations can impact mortgage renewals - the Bank of Canada's policy, inflation, the current economic climate in Canada and world.
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Mike Hidlebaugh
Jun 3, 20243 min read
Navigating the Condo Market In Saskatchewan
Things to consider when buying a condo: condo fees, reserve fund, bylaws, location, potential appreciation, insurance, rental vs owning
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Mike Hidlebaugh
May 27, 20243 min read
Smart Strategies For Saving Money on a Mortgage
Strategies to save money on your mortgage include: comparing mortgage terms & rates, considering shorter terms, having bi-weekly payments.
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Mike Hidlebaugh
May 13, 20242 min read
Understanding Amortization Schedules & How They Impact Mortgage Payments
What is an amortization schedule and how does it impact your mortgage payments? Will show the total interest paid over term or amortization.
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Mike Hidlebaugh
May 6, 20242 min read
Understanding How Credit Scores Can Impact Lending & Mortgages In Canada
Credit Scores Impact Lending and Mortgages in Canada. The credit score is more than a statistic and allows us to know if you're credit worth
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Mike Hidlebaugh
Apr 29, 20242 min read
How Canadian Mortgage Rates Are Set!
There are many factors that go into setting mortgage rates in Canada. Bank of Canada, economic indicators, bond market, amongst others are
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Mike Hidlebaugh
Apr 14, 20211 min read
Net Worth Mortgages
It is important to be aware that certain financial institutions have programs for individuals with little income but a high net worth and...
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Mike Hidlebaugh
Mar 31, 20212 min read
Rental Property Mortgages
Investment properties can be a great way to expand your investment portfolio. Essentially you have someone else building equity for you...
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