When you’re making one of the biggest financial decisions of your life—buying a home, refinancing, or renewing your mortgage—you don’t want to be left waiting for answers. In a fast-moving market, timing and communication are everything. That’s why responsiveness isn’t just a nice-to-have quality in a mortgage broker or associate—it’s a crucial one.   At Mike Hidlebaugh Mortgage, responsiveness is one of the cornerstones of how I serve clients. Let’s take a closer look at why

Many people wonder how lenders set their fixed rate mortgages in Canada. They are based off of yields and rise and fall as bond yields rise and fall.

Buying your first home is an exciting milestone, but it can also feel overwhelming if you’re unsure where to start. At Mike Hidlebaugh...

A great way to supplement your income and help with your mortgage is by having a rental space within the home you are living in. Having a...

I often get the question “Is it possible to obtain a mortgage after filing for bankruptcy?” Many people think that their dreams of home...

Have you found your dream house in a mature neighbourhood that you desire, but it is dated and the kitchen needs a complete renovation?...

This is a great description on the differences between insured, insurable, and uninsured mortgages.

With rising costs, cash flow has become a more important consideration for people when getting a mortgage. Obviouly you want to pay down your mortgage quickly, but you must make sure that you can afford your other expenses as well. Extending your amortization can help make this possible.

The spring market is always a busy time in Saskatchewan, particularly Saskatoon and area so it is essential to be prepared to write an offer when you find your dream home!

You want to be prepared if you are planning on selling your home anytime, particularly in the competitive spring market. Some ideas to ensure you are ready include: working with a realtor, staging your home, pricing your home competitively, enhancing your curb appeal, getting a pre-sale home inspection, marketing your home effectively, being prepared for a fast sale, and working with a Mortgage Professional.

This first time home buyer checklist will get you on the road to home ownership in Saskatton in an easy and stress free way!

The growth of Saskatoon and area over the past few years has been significant and can lead to both opportunities and challenges.

Buying your first home can be a difficult process. At Mike Hidlebaugh Mortgage we aim to make it as easy as possible.

Getting a pre-approval in place is an important piece to the home buying process. The market is very competitive so any advantage is great.

Buying a home with a basement suite can benefit you in many ways - additional income, increased value, greater flexibility are a few.

Reducing debt and improving cash flow can be an important piece to your overall financial picture. Refinancing is a good way to do so.

There are many things to consider when buying a cabin in. It is important to talk to a mortgage professional to make sure you understand.

There are many pros and cons to paying off your mortgage off early. It is important to take this all into account when deciding.

A buyer’s market is when there are more properties on the market than there are people purchasing. Supply is exceeding demand.

When it comes time to buy a house, there are a lot of questions that we start to ask. One of the first, when you begin negotiating your...