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Insured vs. Insurable vs. Uninsurable Mortgages: What’s the Difference and Why It Matters
This is a great description on the differences between insured, insurable, and uninsured mortgages.

Mike Hidlebaugh
7 days ago2 min read
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How Extending Your Amortization Can Help With Affordability
With rising costs, cash flow has become a more important consideration for people when getting a mortgage. Obviouly you want to pay down your mortgage quickly, but you must make sure that you can afford your other expenses as well. Extending your amortization can help make this possible.

Mike Hidlebaugh
Jun 132 min read
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Tips for Buying a Home in the Spring Market in Saskatchewan
The spring market is always a busy time in Saskatchewan, particularly Saskatoon and area so it is essential to be prepared to write an offer when you find your dream home!

Mike Hidlebaugh
May 82 min read
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Tips for Selling Your Home in the Spring Market in Saskatchewan
You want to be prepared if you are planning on selling your home anytime, particularly in the competitive spring market. Some ideas to ensure you are ready include: working with a realtor, staging your home, pricing your home competitively, enhancing your curb appeal, getting a pre-sale home inspection, marketing your home effectively, being prepared for a fast sale, and working with a Mortgage Professional.

Mike Hidlebaugh
Apr 102 min read
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The Ultimate First-Time Homebuyer Checklist
This first time home buyer checklist will get you on the road to home ownership in Saskatton in an easy and stress free way!

Mike Hidlebaugh
Mar 144 min read
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The Impact of Population Growth on Housing in Saskatoon
The growth of Saskatoon and area over the past few years has been significant and can lead to both opportunities and challenges.

Mike Hidlebaugh
Feb 143 min read
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Top Mistakes First-Time Homebuyers Make and How to Avoid Them
Buying your first home can be a difficult process. At Mike Hidlebaugh Mortgage we aim to make it as easy as possible.

Mike Hidlebaugh
Jan 243 min read
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Why a Mortgage Pre-Approval is Crucial
Getting a pre-approval in place is an important piece to the home buying process. The market is very competitive so any advantage is great.

Mike Hidlebaugh
Jan 23 min read
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The Benefits of Buying a Home with a Rental Suite
Buying a home with a basement suite can benefit you in many ways - additional income, increased value, greater flexibility are a few.

Mike Hidlebaugh
Nov 1, 20243 min read
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Reduce Debt and Improve Cash Flow Through Refinancing
Reducing debt and improving cash flow can be an important piece to your overall financial picture. Refinancing is a good way to do so.

Mike Hidlebaugh
Oct 11, 20243 min read
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Things to Know When Purchasing a Cabin or Vacation Property in Saskatchewan
There are many things to consider when buying a cabin in. It is important to talk to a mortgage professional to make sure you understand.

Mike Hidlebaugh
Sep 23, 20244 min read
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The Pros and Cons To Paying Your Mortgage Off Early
There are many pros and cons to paying off your mortgage off early. It is important to take this all into account when deciding.

Mike Hidlebaugh
Sep 16, 20242 min read
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What is The Difference Between A Buyers and Sellers Market
A buyer’s market is when there are more properties on the market than there are people purchasing. Supply is exceeding demand.

Mike Hidlebaugh
Sep 8, 20243 min read
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How To Pick The Right Mortgage Term
When it comes time to buy a house, there are a lot of questions that we start to ask. One of the first, when you begin negotiating your...

Mike Hidlebaugh
Aug 24, 20243 min read
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Five Ways To Pay Off Your Mortgage Faster
If your mortgage balance seems daunting here are some tips to pay it off faster.

Mike Hidlebaugh
Aug 18, 20243 min read
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Is An Investment Property Right For You?
Investment properties can be an excellent way to diversify your financial portfolio. If you canstick it out there are often huge returns.

Mike Hidlebaugh
Jul 26, 20242 min read
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Why You Should Insure Your Mortgage!
Mortgage insurance can be an important piece of your financial picture and can be used in addition to other insurance plans.

Mike Hidlebaugh
Jul 22, 20242 min read
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How Much Should I Be Saving for Down Payment?
A down payment is money you pay up front to buy a house.In Canada you need a minimum 5% down.This is one of the most crucial steps to buying

Mike Hidlebaugh
Jul 15, 20243 min read
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How To Leverage Your Home Equity
Find out how much equity you have in your home and use it to leverage it. HELOC's, 2nd mortgages, and refinances are availible to leverage.

Mike Hidlebaugh
Jul 8, 20243 min read
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Everything You Need To Know About The First Home Savings Account
The FHSA is a ne account in Canada that is designed to help first time home buyers save for a down payment. Can contribute up to $8,000/year

Mike Hidlebaugh
Jun 24, 20243 min read
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