What is an amortization schedule and how does it impact your mortgage payments? Will show the total interest paid over term or amortization.

There are many factors that go into setting mortgage rates in Canada. Bank of Canada, economic indicators, bond market, amongst others are

As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to...

One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...

If you are considering refinancing your home, it is important to determine if a HELOC (Home Equity Line of Credit) is the right option...

When purchasing a home, whether you are a first time home buyer or you have purchased multiple homes, you are required to provide a down...

When you purchase a home there are two ways that the lender can register your property as security for repayment – standard charge and...

Generally the first thing that people think of when it comes to mortgage features is rate. While it is an important feature, is it truly...

Sometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted....

I often get asked why I decided to become a Mortgage Associate later in life. It is a valid question and one that I have a few responses...