Refinancing is a great way to take advantage of the equity you have built over the years by paying down your mortgage. You are able to access 80% of the appraised value of your home.

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There are many reasons an individual may wish to refinance. They could include consolidating high interest debt, getting a down payment for a vacation property or rental home, helping your children through school, or completing a major renovation. Another reason to refinance is to extend the amortization to improve your cash flow or have someone added or removed from title.