Mike Hidlebaugh
What is The Difference Between A Buyers and Sellers Market
A buyer’s market is when there are more properties on the market than there are people purchasing. Supply is exceeding demand.
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Mike Hidlebaugh
- Aug 18
- 3 min
Five Ways To Pay Off Your Mortgage Faster
If your mortgage balance seems daunting here are some tips to pay it off faster.
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Mike Hidlebaugh
- Jul 26
- 2 min
Is An Investment Property Right For You?
Investment properties can be an excellent way to diversify your financial portfolio. If you canstick it out there are often huge returns.
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Mike Hidlebaugh
- Jul 22
- 2 min
Why You Should Insure Your Mortgage!
Mortgage insurance can be an important piece of your financial picture and can be used in addition to other insurance plans.
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Mike Hidlebaugh
- Jul 15
- 3 min
How Much Should I Be Saving for Down Payment?
A down payment is money you pay up front to buy a house.In Canada you need a minimum 5% down.This is one of the most crucial steps to buying
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Mike Hidlebaugh
- Jul 8
- 3 min
How To Leverage Your Home Equity
Find out how much equity you have in your home and use it to leverage it. HELOC's, 2nd mortgages, and refinances are availible to leverage.
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Mike Hidlebaugh
- Jun 24
- 3 min
Everything You Need To Know About The First Home Savings Account
The FHSA is a ne account in Canada that is designed to help first time home buyers save for a down payment. Can contribute up to $8,000/year
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Mike Hidlebaugh
- Jun 16
- 3 min
Opportunities to Invest in Saskatchewan Real Estate
Real estate investment can be an important piece of your overall financial picture in Saskatchewan - residential, commercial, ag, cabins.
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mikehides
- Jun 10
- 3 min
How Rate Fluctuations Impact Mortgage Renewals in Canada
Rate Fluctuations can impact mortgage renewals - the Bank of Canada's policy, inflation, the current economic climate in Canada and world.
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Mike Hidlebaugh
- Jun 3
- 3 min
Navigating the Condo Market In Saskatchewan
Things to consider when buying a condo: condo fees, reserve fund, bylaws, location, potential appreciation, insurance, rental vs owning
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Mike Hidlebaugh
- May 13
- 2 min
Understanding Amortization Schedules & How They Impact Mortgage Payments
What is an amortization schedule and how does it impact your mortgage payments? Will show the total interest paid over term or amortization.
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Mike Hidlebaugh
- May 6
- 2 min
Understanding How Credit Scores Can Impact Lending & Mortgages In Canada
Credit Scores Impact Lending and Mortgages in Canada. The credit score is more than a statistic and allows us to know if you're credit worth
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Mike Hidlebaugh
- Apr 29
- 2 min
How Canadian Mortgage Rates Are Set!
There are many factors that go into setting mortgage rates in Canada. Bank of Canada, economic indicators, bond market, amongst others are
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Mike Hidlebaugh
- Apr 14, 2021
- 1 min
Net Worth Mortgages
It is important to be aware that certain financial institutions have programs for individuals with little income but a high net worth and...
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Mike Hidlebaugh
- Mar 31, 2021
- 2 min
Rental Property Mortgages
Investment properties can be a great way to expand your investment portfolio. Essentially you have someone else building equity for you...
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Mike Hidlebaugh
- Mar 17, 2021
- 2 min
Spousal Buyout
Spousal separations can be touchy subject, but there are options for you in terms of mortgages. There are a few things that those...
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Mike Hidlebaugh
- Feb 3, 2021
- 2 min
All About Insurance!
As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to...
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Mike Hidlebaugh
- Dec 23, 2020
- 2 min
Why You Should Use A Mortgage Broker
One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...
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Mike Hidlebaugh
- Dec 9, 2020
- 2 min
A More Meaningful Holiday Season
Many people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...
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Mike Hidlebaugh
- Nov 25, 2020
- 2 min
The Power of a Preapproval
When looking for homes, people often dive in with a rough estimate of what they think they can afford. This can be dangerous however,...
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