How Rate Fluctuations Impact Mortgage Renewals in Canada
Rate Fluctuations can impact mortgage renewals - the Bank of Canada's policy, inflation, the current economic climate in Canada and world.
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Mike Hidlebaugh
May 273 min read
Smart Strategies For Saving Money on a Mortgage
Strategies to save money on your mortgage include: comparing mortgage terms & rates, considering shorter terms, having bi-weekly payments.
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Mike Hidlebaugh
May 132 min read
Understanding Amortization Schedules & How They Impact Mortgage Payments
What is an amortization schedule and how does it impact your mortgage payments? Will show the total interest paid over term or amortization.
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Mike Hidlebaugh
Feb 3, 20212 min read
All About Insurance!
As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to...
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Mike Hidlebaugh
Dec 23, 20202 min read
Why You Should Use A Mortgage Broker
One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...
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Mike Hidlebaugh
Dec 9, 20202 min read
A More Meaningful Holiday Season
Many people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...
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Mike Hidlebaugh
Oct 14, 20202 min read
Using RRSP’s for Down Payment on a Home!
It can be difficult to come up with a down payment for a home. One way the federal government has made it a little easier for first time...
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Mike Hidlebaugh
Sep 16, 20202 min read
To Own or Rent?
Purchasing a home will likely be the biggest financial decision that you will make so it is essential to set yourself up for success and...
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Mike Hidlebaugh
Sep 2, 20202 min read
Mortgages for Self – Employed Individuals
Approximately 15% of all people who are employed in Canada are self-employed. That is a huge percentage of the employment sector. Many of...
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Mike Hidlebaugh
Sep 2, 20202 min read
Cash Back Mortgages
Cash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage....
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Mike Hidlebaugh
Jul 22, 20202 min read
All About Getting a HELOC: Home Equity Line of Credit
If you are considering refinancing your home, it is important to determine if a HELOC (Home Equity Line of Credit) is the right option...
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Mike Hidlebaugh
Jul 8, 20202 min read
All About Down Payment!
When purchasing a home, whether you are a first time home buyer or you have purchased multiple homes, you are required to provide a down...
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Mike Hidlebaugh
Jun 24, 20202 min read
Standard Charge vs. Collateral Charge Mortgages
When you purchase a home there are two ways that the lender can register your property as security for repayment – standard charge and...
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Mike Hidlebaugh
Jun 10, 20203 min read
Mortgage Features!
Generally the first thing that people think of when it comes to mortgage features is rate. While it is an important feature, is it truly...
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Mike Hidlebaugh
May 13, 20203 min read
How To Rebuild Your Credit And Pay Off Debt
Sometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted....
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Mike Hidlebaugh
Apr 29, 20204 min read
Your Home Buying Team
It is essential to have a team of professionals that you can completely trust throughout the home buying process, while you are likely...
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Mike Hidlebaugh
Jan 22, 20202 min read
Become Mortgage Free By Using Your Prepayment Privileges
You can reduce the amount of money you spend on your mortgage significantly and in turn reduce the amount of time it takes to pay off the...
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Mike Hidlebaugh
Oct 9, 20192 min read
Party Platforms as They Relate to Mortgages
The federal election of 2019 promises to be a competitive one and it is essential that voters are informed about the individual parties’...
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Mike Hidlebaugh
Mar 22, 20191 min read
Why I Became a Mortgage Associate
I often get asked why I decided to become a Mortgage Associate later in life. It is a valid question and one that I have a few responses...
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