Mike HidlebaughFeb 4, 20212 minAll About Insurance!As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to...
Mike HidlebaughDec 23, 20202 minWhy You Should Use A Mortgage BrokerOne question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...
Mike HidlebaughDec 9, 20202 minA More Meaningful Holiday SeasonMany people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...
Mike HidlebaughOct 14, 20202 minUsing RRSP’s for Down Payment on a Home!It can be difficult to come up with a down payment for a home. One way the federal government has made it a little easier for first time...
Mike HidlebaughSep 16, 20202 minTo Own or Rent?Purchasing a home will likely be the biggest financial decision that you will make so it is essential to set yourself up for success and...
Mike HidlebaughSep 2, 20202 minMortgages for Self – Employed IndividualsApproximately 15% of all people who are employed in Canada are self-employed. That is a huge percentage of the employment sector. Many of...
Mike HidlebaughSep 2, 20202 minCash Back MortgagesCash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage....
Mike HidlebaughJul 22, 20202 minAll About Getting a HELOC: Home Equity Line of CreditIf you are considering refinancing your home, it is important to determine if a HELOC (Home Equity Line of Credit) is the right option...
Mike HidlebaughJul 8, 20202 minAll About Down Payment!When purchasing a home, whether you are a first time home buyer or you have purchased multiple homes, you are required to provide a down...
Mike HidlebaughJun 24, 20202 minStandard Charge vs. Collateral Charge MortgagesWhen you purchase a home there are two ways that the lender can register your property as security for repayment – standard charge and...
Mike HidlebaughJun 10, 20203 minMortgage Features!Generally the first thing that people think of when it comes to mortgage features is rate. While it is an important feature, is it truly...
Mike HidlebaughMay 13, 20203 minHow To Rebuild Your Credit And Pay Off DebtSometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted....
Mike HidlebaughApr 29, 20204 minYour Home Buying TeamIt is essential to have a team of professionals that you can completely trust throughout the home buying process, while you are likely...
Mike HidlebaughJan 22, 20202 minBecome Mortgage Free By Using Your Prepayment PrivilegesYou can reduce the amount of money you spend on your mortgage significantly and in turn reduce the amount of time it takes to pay off the...
Mike HidlebaughOct 9, 20192 minParty Platforms as They Relate to MortgagesThe federal election of 2019 promises to be a competitive one and it is essential that voters are informed about the individual parties’...
Mike HidlebaughMar 22, 20191 minWhy I Became a Mortgage AssociateI often get asked why I decided to become a Mortgage Associate later in life. It is a valid question and one that I have a few responses...