Rate Fluctuations can impact mortgage renewals - the Bank of Canada's policy, inflation, the current economic climate in Canada and world.

Strategies to save money on your mortgage include: comparing mortgage terms & rates, considering shorter terms, having bi-weekly payments.

What is an amortization schedule and how does it impact your mortgage payments? Will show the total interest paid over term or amortization.

As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to...

One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...

Many people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...

It can be difficult to come up with a down payment for a home. One way the federal government has made it a little easier for first time...

Purchasing a home will likely be the biggest financial decision that you will make so it is essential to set yourself up for success and...

Approximately 15% of all people who are employed in Canada are self-employed. That is a huge percentage of the employment sector. Many of...

Cash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage....

If you are considering refinancing your home, it is important to determine if a HELOC (Home Equity Line of Credit) is the right option...

When purchasing a home, whether you are a first time home buyer or you have purchased multiple homes, you are required to provide a down...

When you purchase a home there are two ways that the lender can register your property as security for repayment – standard charge and...

Generally the first thing that people think of when it comes to mortgage features is rate. While it is an important feature, is it truly...

Sometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted....

It is essential to have a team of professionals that you can completely trust throughout the home buying process, while you are likely...

You can reduce the amount of money you spend on your mortgage significantly and in turn reduce the amount of time it takes to pay off the...

The federal election of 2019 promises to be a competitive one and it is essential that voters are informed about the individual parties’...

I often get asked why I decided to become a Mortgage Associate later in life. It is a valid question and one that I have a few responses...