Mike Hidlebaugh
Net Worth Mortgages
It is important to be aware that certain financial institutions have programs for individuals with little income but a high net worth and...
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Mike Hidlebaugh
- Mar 31, 2021
- 2 min
Rental Property Mortgages
Investment properties can be a great way to expand your investment portfolio. Essentially you have someone else building equity for you...
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Mike Hidlebaugh
- Mar 17, 2021
- 2 min
Spousal Buyout
Spousal separations can be touchy subject, but there are options for you in terms of mortgages. There are a few things that those...
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Mike Hidlebaugh
- Dec 23, 2020
- 2 min
Why You Should Use A Mortgage Broker
One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...
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Mike Hidlebaugh
- Dec 9, 2020
- 2 min
A More Meaningful Holiday Season
Many people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...
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Mike Hidlebaugh
- Nov 25, 2020
- 2 min
The Power of a Preapproval
When looking for homes, people often dive in with a rough estimate of what they think they can afford. This can be dangerous however,...
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Mike Hidlebaugh
- Oct 28, 2020
- 2 min
Mortgages for Cabins
Have you always dreamt of having a cabin at the lake for your family to escape to on weekends or for the summer? It might be more...
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Mike Hidlebaugh
- Oct 14, 2020
- 2 min
Using RRSP’s for Down Payment on a Home!
It can be difficult to come up with a down payment for a home. One way the federal government has made it a little easier for first time...
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Mike Hidlebaugh
- Sep 2, 2020
- 2 min
Mortgages for Self – Employed Individuals
Approximately 15% of all people who are employed in Canada are self-employed. That is a huge percentage of the employment sector. Many of...
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Mike Hidlebaugh
- Sep 2, 2020
- 2 min
Cash Back Mortgages
Cash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage....
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Mike Hidlebaugh
- Apr 29, 2020
- 3 min
7 Things To Avoid After A Mortgage Preapproval
You met with your broker and have been pre-approved for a mortgage. Way to go! You’re on your way to buying a home. Preapprovals are...
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Mike Hidlebaugh
- Apr 29, 2020
- 2 min
Bridge Financing
Bridge financing is not as common as other financing, but can be ideal for some buyers and in fact necessary. It is used when your new...
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Mike Hidlebaugh
- Apr 29, 2020
- 4 min
Your Home Buying Team
It is essential to have a team of professionals that you can completely trust throughout the home buying process, while you are likely...
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Mike Hidlebaugh
- Apr 15, 2020
- 2 min
The Importance of Home Inspections
Why are home inspections so important? Home inspections can reveal defects and flaws that the property has. This allows the potential...
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Mike Hidlebaugh
- Mar 3, 2020
- 2 min
Should You Buy The Fixer Upper?
When you are purchasing a new home there are many decisions you need to make. One of those decisions is whether you buy that brand new,...
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Mike Hidlebaugh
- Feb 19, 2020
- 2 min
Appraisals-What You Need to Know
What is an appraisal? An appraisal is a professional’s opinion on the true market value of your home. Appraisals can be an important...
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Mike Hidlebaugh
- Jan 22, 2020
- 2 min
Become Mortgage Free By Using Your Prepayment Privileges
You can reduce the amount of money you spend on your mortgage significantly and in turn reduce the amount of time it takes to pay off the...
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Mike Hidlebaugh
- Oct 9, 2019
- 2 min
Party Platforms as They Relate to Mortgages
The federal election of 2019 promises to be a competitive one and it is essential that voters are informed about the individual parties’...
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Mike Hidlebaugh
- Apr 3, 2019
- 1 min
Fixed Rate Mortgage Vs Variable Rate Mortgage
One of the features you must decide on when selecting a mortgage product is whether you want to have a fixed interest rate or a variable...
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Mike Hidlebaugh
- Mar 22, 2019
- 1 min
Why I Became a Mortgage Associate
I often get asked why I decided to become a Mortgage Associate later in life. It is a valid question and one that I have a few responses...
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