When discussing mortgages with clients the topic of credit inevitably arises. They are curious as to what lenders are looking at when...

One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...

Many people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...

When looking for homes, people often dive in with a rough estimate of what they think they can afford. This can be dangerous however,...

What is the minimum down payment required on a home? If you or a family member are going to live in the home all or part of the time, the...

Have you always dreamt of having a cabin at the lake for your family to escape to on weekends or for the summer? It might be more...

It can be difficult to come up with a down payment for a home. One way the federal government has made it a little easier for first time...

Purchasing a home will likely be the biggest financial decision that you will make so it is essential to set yourself up for success and...

Approximately 15% of all people who are employed in Canada are self-employed. That is a huge percentage of the employment sector. Many of...

Cash back mortgages can be a very attractive and enticing option for individuals purchasing a home or renewing your existing mortgage....

Is Refinancing the Right Option for You? There are many reasons why an individual or individuals may choose to refinance their mortgage...

As housing prices increase, people are finding it more and more difficult to save for a down payment. And while it can be difficult to...

If you are considering refinancing your home, it is important to determine if a HELOC (Home Equity Line of Credit) is the right option...

When purchasing a home, whether you are a first time home buyer or you have purchased multiple homes, you are required to provide a down...

I often get the question “Is it possible to obtain a mortgage after filing for bankruptcy?” Many people think that their dreams of home...

When you purchase a home there are two ways that the lender can register your property as security for repayment – standard charge and...

Generally the first thing that people think of when it comes to mortgage features is rate. While it is an important feature, is it truly...

Mike Hidlebaugh Mortgage believes in serving all clients with respect and compassion. We welcome people from all backgrounds and sexual...

Sometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted....

You met with your broker and have been pre-approved for a mortgage. Way to go! You’re on your way to buying a home. Preapprovals are...